Working From Home

Home Loans

Whether you are a first home buyer or an experienced investor adding to your portfolio of properties, we can help.

Proteger Financial Solutions have all your home loan solutions, no matter what your circumstances. We're also your home loan partners for life. We review your loans at least annually to make sure that the loan is still meeting your needs. This ensures that your bank cannot simply take you for granted.

Owner Occupied
Whether you are purchasing a home, or doing renovations to your existing home, your home is usually your biggest investment. It takes a long time to find the home of your dreams, so why would you only look at one loan option? The home loan market is very competitive and there are many lenders and loan options to choose from. We have approximately 30-lenders on our panel and literally hundreds of loan options to choose from.


We take time to understand your circumstances and choose a loan and a repayment structure to suit you. Whether you need flexibility of repayments, the certainty of a fixed rate, a redraw or an offset account, we can help. We'll always provide you with more than one loan option and talk you through our reasons for our recommendation.

Investment / SMSF
Investment into residential property is a very popular way to create wealth. When you are selecting the right investment loan, there are a range of options that are available.  You may elect to have interest only repayments to maximise your cash flow. You might want to fix all or a portion of your loan to maintain certainty. We will talk through all of the options with you.


You might have received advice that Investment within a SMSF environment would suit you. Borrowing to invest creates additional risk. We not only work with you to secure a great loan for you, we also look for ways to structure your loan to reduce your risk.

Self-Employed/ Specialist Loans 

Sometimes it can be hard to get a home loan due to your circumstances. Maybe you are self-employed or you have had previous credit issues. There are a variety of reasons why the banks might make it hard for you.

Regardless of your circumstances, we will work with you to understand your circumstances and get you the right loan for you.
If you are self-employed, your income may be irregular, or the banks may not fully understand your income. Like you, we are self-employed and we understand how business works.

Sometimes, life does not go according to plan and credit problems are unavoidable. In many cases, these issues have been fixed however they can still affect your ability to get a loan. In other circumstances, a debt consolidation loan may be suitable.
Even if you have been turned down elsewhere, options may be available.

Contact Us

Email us for more home loan information and we'll get back to you ASAP
Property Report

Smart investors know that you make money when you buy property at the right price.

  • Do you want to know whats going on in  your suburb?

  • Find out how much houses are really selling for and how long they are listed?

We can provide suburb reports, or even reports on individual properties. "Knowledge is Power", don't be left behind.

Need help working  out your repayments or borrowing capacity?

More Information?

Home buying is one of the biggest investment decisions that you'll ever make. To make the process simple, we've produced an E-Book "Complete Home Loan Guide"

It contains information on how to purchase a house, tips to maximise the value of your home and details on the range of home loans.