Proteger Financial Solutions - Home Loans and Business Finance Perth

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Proteger Financial Solutions is an Authorised Credit Representative Number 457263 of Your Local Finance Pty Ltd ACN 128 061 067 Australian Credit Licence Number 478761. We are accredited with the Finance Brokers Association of Australia Ltd and a member of the Credit & Investments Ombudsman.

(c) Proteger Financial Solutions 2019

Whether you are looking for funds to grow your business, or you are looking to buy a business, we can help.
 
We have a full range of finance solutions, all custom designed to help you achieve business success.

Short-term Finance:

Business is dynamic. Sometimes you need to act quickly to secure that new contract or purchase that new asset. 

 

We are able to access short term finance on an unsecured basis, against a single debtor, against unencumbered real estate or sometimes without traditional forms of security.

 

Do you have:

 

12-months trading history

Turnover of $10K per month?

 

We can access unsecured business loans starting from $5,000 and can usually arrange funds within three days.

Working Capital:

Cash is the lifeblood of every business. We have access to a full range of Working Capital facilities ranging from bank overdrafts, debtor finance and credit lines. In many cases, security such as real estate is not required.

 

We work to understand your cash flow and structure the most appropriate solution for you.

 
 
 

Business/ Corporate/ Commercial Finance:

 

As a Business Owner or Director, you have many things to think about. Your bank relationship is the last thing that you want to be spending time on. Bank requirements can be confusing and they are constantly changing. Bank lending decisions are made by Credit Managers who generally don't know your business. You are dependent on your Relationship Manager to get the correct message across to the bank on your behalf. Sometimes Relationship Managers change, which means that you need to educate a new person about your business.

 

You just want your bank to be there when you need them.

 

We deal with all the major lenders and can help you with a broad range of business finance requirements including:

  • Working capital

  • Long-term debt including commercial bills & term loans

  • Foreign exchange and Interest Rate Risk Management facilities

  • Plant & equipment finance

  • Owner-occupied commercial property finance

 

We know how banks think. We present your requirements in such a way that the bank will understand them. This means that you secure a quicker approval and we are able to negotiate the most appropriate pricing and terms.

 

We then stay involved, so your point of contact is with us. We can help you manage ongoing bank communications to ensure that your bank understands your strategy and is there when you need them.

 
 

Commercial Property/ Construction and Development Finance:

 

We are experts in Commercial Property Investment and Construction and Development Finance. We can help you with the project feasibility and structuring of an appropriate debt/ equity mix for your project.

 

We have access to funding from traditional banks, private lenders and short-term funders which are useful when a settlement is required within one or two days.

 

The work that we do up-front will guarantee access to the most competitive pricing and terms for your Development Funding.

 

 
Plant and Equipment Finance: 

 

Why tie up capital on your plant and equipment finance? 

 

We can arrange asset finance structured to match the life of your plant and equipment. We have access to a range of products that best suit your cash flow and tax circumstances. Plant and Equipment Finance options include: 

  • Leasing

  • Hire Purchase

  • Chattel Mortgage

  • Rental 

 

We will work with you to understand your specific circumstances and we can often tailor the repayments to suit any seasonalities within your business.

 

More Info: